What if I'm afraid that my family members will suddenly ask me about my financial situation?

Hello, I hope my answer is helpful to you.

From what you've said, it seems like your parents can still give you a sense of financial security, at least in terms of housing and food. What you need to do is focus on developing yourself, especially in terms of marriage and studies. For you, these are the most important things at this stage of your life, and indeed topics that need to be addressed. I'm not sure what you mean by "improving your luck in marriage, literature, studies, and exams." I only know that real opportunities are reserved for those who are prepared, and real luck actually comes from one's own hard work and perseverance. So, you say that you are prepared for everything, which is good. Having a plan and being prepared will make your life more planned. More importantly, after we have laid the groundwork, we need to take action and gradually become the person we want to be.

My advice to you is:

It's natural to be concerned about how your family will react to your financial situation. However, it's also worth asking yourself if you're truly accepting of yourself and satisfied with your life.

For a while, I was also afraid of my family asking me how much money I could earn and about my financial situation because at that time I was not earning any money. In fact, I was dissatisfied with myself. Imagine if you could earn a lot of money a month now, and you were very satisfied and proud of yourself. Wouldn't you be afraid of them asking you, or maybe you would even look forward to them asking, or you would take the initiative to tell them about your financial situation?

The reason we're afraid of them asking is because deep down we're not happy with our current situation. We're worried that they won't be happy with us either. This is totally normal. We just need to accept ourselves and understand what we want. Once we know what we want, we can make a plan and take action.

2. You can only go far in life with a plan. Combining plans and actions, setting reasonable goals, following the principle of small steps, and acting with a down-to-earth attitude will not only help you grow and improve, but also enable you to meet your needs at each stage of life. This is the real "breakthrough."

It's true that life needs to be planned with a direction and goals so you can go far and stay motivated. But having a plan is not enough. You also need to take action. You need to get your inner motivation going through reasonable goals, and you also need to be confident by taking small steps. While you're moving forward, you can improve your knowledge and abilities and get the nutrients (knowledge, skills, relationships, money, etc.) you need to grow in the areas you want to. Human development has stages. The matters you mentioned, such as marriage and studies, are exactly the problems you need to face at this stage. Problems are not just problems; behind them are needs. Go and see what needs you need to satisfy and what you can do to satisfy them, and you will truly "break the ice."

For instance, have you ever considered what your perfect partner would be like? Have you ever planned to learn more about relationships?

Have you thought about how you can create the conditions to meet your ideal partner? And in terms of your studies, have you thought about what your goals are after you finish?

What's your motivation for finishing your studies? And what's your long-term career plan?

What kind of person do you want to be, and which industries fit your values?

Our perception of the world and of ourselves can only be experienced through constant trial and exploration. In these trials and explorations, we can first get to know ourselves, see what we like, what we are good at, and what value we can provide. Then, we can see what society needs and combine our values with the needs of society. I believe you will become a person who is needed by society and is satisfied with yourself.

I suggest you read "Know Thyself, Accept Thyself" and "I Am Amazing."

And finally, I hope you become the kind of person who is "prepared for anything" and also confident and powerful. Come on!

Dear Question Asker,

From your account, it appears that you have expended your financial resources on endeavors designed to enhance your fortune, including your marital prospects, academic achievements, and performance in examinations. Concurrently, you exhibit a proclivity for apprehension and anxiety, manifesting as concerns about unfavorable outcomes, such as the avoidance of matrimony, the failure to obtain an academic diploma, and other unfavorable consequences. This has led to a pattern of spending that exceeds your income, accompanied by a sense of financial insecurity and the anticipation of inquiries from your parents regarding your financial status. While your parents have already assumed the responsibility of covering your basic living expenses, you have not yet accumulated any savings.

It has now become apparent that your present financial circumstances are not normal.

An individual's wealth is contingent upon their income and expenses. What is the current status of your income? To what extent are your expenses allocated towards enhancing your fortune?

Provided that one's income minus one's expenses results in a positive balance, one's wealth will gradually accumulate.

The residence prepared for your parents' wedding is now available. What are your thoughts on beginning a family and pursuing a career? What type of partner do you desire, what occupation do you aspire to, and what career path do you envisage?

It is possible that the act of replenishing one's fortune may result in the occurrence of misfortune if one fails to do so. Given that the subject in question is currently in a secure and stable position, it is challenging to ascertain the veracity of the assertion that the fortune in question has been replenished.

This is, in fact, a misleading assertion.

For example, some individuals may assert that one has previously forfeited one's virtue and must atone for this transgression, or face adverse consequences. It is inevitable that we all err at times; nevertheless, it is also true that we have all performed virtuous actions in the past. How, then, does one assess and quantify these actions?

However, if one engages in virtuous actions, there is no cause for concern regarding the future.

It is imperative to assume responsibility for one's own decisions. The mere enhancement of one's fortune does not negate the necessity for risk-taking.

For example, even if one were to improve one's luck in marriage, it is not guaranteed that one will meet the right person. Marriage and love both require effort and commitment. It is necessary to invest in the relationship, demonstrate respect and care for the other person, and assume responsibility for the family.

If a child requires formula in the future and the parent states that the money will be used to enhance the child's fortune with regard to health, yet the child is currently experiencing hunger, will this ostensibly beneficial luck assist the child who is crying from hunger at that moment?

If you have chat records that you believe to be authentic, you can inquire with the other party as to whether they would be amenable to a refund. It is likely that the response will be negative.

One may posit that the belief in one's ability to anticipate and prepare for any eventuality is an absolute one, analogous to the assertion that the weather is always sunny. Nevertheless, even with the most meticulous preparation, there remains a possibility of unforeseen circumstances.

It is beneficial to prepare for the future, to plan for the future, and to avoid risks. However, this is contingent upon the continual enhancement of one's knowledge and experience. Merely enhancing one's fortune is an insufficient strategy. For example, if an individual who does not adhere to a rigorous study regimen were to improve their fortune in examinations, it is unlikely that they would be able to gain admission to Tsinghua University.

I trust that you have already formed your own opinion on the matter.

It's natural to feel like a burden sometimes. Family support is great, but it can also feel like an invisible pressure, especially when it comes to personal financial autonomy and future planning.

First of all, I want to say that it's clear you're grateful, and it's great to see that your family is supportive. Your desire to be independent and to have your own financial stability is a sign of maturity and responsibility.

We all have different attitudes and approaches to spending money on things we consider "must-haves," like improving our fortunes. If you believe these investments will lead to a better future, then that's a positive mindset.

But remember, making real changes and achieving success depends more on personal effort, learning, and perseverance than on external forces. Stay rational and be careful of any promises of a "cure-all."

It's a smart move to keep a record of your transactions, so you have proof if things don't go as planned.

You brought up "breaking the game" and "laying the foundation," which are great points. In life, we do need to constantly adjust our strategies, whether it be financially or in other areas.

Use this time to plan well. You could improve your vocational skills or explore the possibility of a side business. Either way, you'll be laying the foundation for future independence and stability. At the same time, don't forget to give yourself some space, enjoy life, stay optimistic, and remember that a change of heart can bring unexpected good luck.

Repeat the phrase "I am prepared for anything" to yourself. It's a great way to stay motivated, reminding you to face challenges head-on and building your confidence.

We all live at different paces. There's no need to rush. Just take things one step at a time. You're already on the right path. Be patient and believe in yourself. You can handle this.

Best of luck!