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Borrowed money from the platform and defrauded; how to get out of the trap of online fraud?

fraudulent scheme JD.com customer service online lending platforms deception financial loss
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Borrowed money from the platform and defrauded; how to get out of the trap of online fraud? By Anonymous | Published on December 18, 2024

On April 3rd, I fell victim to a fraudulent scheme posing as a JD.com customer service representative. In total, I transferred two amounts, amounting to 53,000 yuan. This sum was not my savings but money I borrowed through two online lending platforms at the scammer's urging. Since being deceived, I have found it hard to sleep, as I am haunted by the memory of the scam every time I close my eyes. The thought of taking my own life has crossed my mind countless times.

Ethan Ethan A total of 4706 people have been helped

Hello, my dear friend! I'll give you a warm hug from afar first.

It's okay to feel the fear in your heart after being cheated.

Let yourself feel the pain, fear, self-blame, and helplessness you're currently experiencing. It's totally normal to feel this way, especially since the result of being cheated on is not what you wanted to see. But try to remember that you had your own reasons for trusting a stranger and having no defenses against him. You chose to believe in him and accept his help because it was the best choice and decision you could make at the time, don't you think?

It's totally normal to feel shocked and upset when you find out you've been cheated on. It's not what you wanted to happen, and it's not a nice feeling. But now that it's happened, it's time to focus on what you can do to feel better. You can start by reporting the incident to the police right away. Then, try to think about what you needed from this person and see if you can find ways to meet those needs in other ways.

I know it can be tough, but I'm here to help. Let's try to satisfy these needs in other ways.

For example, do you feel understood, supported, valued, and cared for? It's okay if you don't. Have you tried to express these needs to your close family and friends? Or have they rejected and ignored you after you expressed your needs?

Have you ever tried to give yourself these responses and satisfaction through your own efforts? It's so important to accept yourself and value and understand yourself.

I know it can be really tough when you're feeling cheated on. It's natural to want to avoid that feeling, but it's also important to understand that it's not about being bad or stupid. It's about having needs that haven't been met. When you can accept that, you can start to see things more positively.

It's important to remember that being cheated on doesn't make you a bad person. It just means that your needs weren't met in that situation. So, you can try to become aware of your unmet needs and work on meeting them in a positive way.

When you feel loved and cared for, you'll be less likely to get hurt.

Hi, I'm Lily, the little Q&A Pavilion listener. I love the world and I love you!

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Avery Kennedy Avery Kennedy A total of 5789 people have been helped

Please do not take your own life.

I am sorry for the difficulties you have experienced and I empathize with your current situation.

It is important to note that while feelings of distress, anger, sadness, and alcohol consumption are understandable, they should not result in suicidal ideation.

You have had limited exposure to the world, and it is possible that you have not encountered anyone in your immediate circle who has been the victim of a similar situation. This may have led you to believe that you are the only person to have experienced such misfortune.

I have encountered numerous individuals who have been the victims of fraud.

There are individuals who have accumulated significant wealth, including those who have amassed tens of thousands of dollars, hundreds of thousands of dollars, and even purchased property and vehicles. Unfortunately, some have passed away before being able to repay their debts, leaving their dependents to assume these obligations. There are numerous such cases.

I would like to take a moment to reiterate that this is not a significant issue. It is therefore important not to dwell on it unduly.

Fifty thousand yuan is a relatively insignificant amount. It is possible to earn this sum back in approximately half a year. It is not a worthwhile sacrifice to die over such a small amount of money.

I appreciate your feelings of shame.

In addition to the financial implications, it is likely that you are experiencing significant emotional distress, including feelings of remorse and self-blame. Apart from holding the scammer accountable, you may also be experiencing self-loathing.

Please note that the following aspects are for reference only.

1. Regardless of whether the loss was due to a lack of knowledge or greed on your part, the experience has taught you a valuable lesson. I am confident that you will never be cheated again. Congratulations.

2. Everything that happens to you is meaningful and you can handle it. It is important to remember that if you are unable to handle a situation, it is likely that it would not have occurred in the first place. Since it has happened, it is essential to look beyond the surface and identify the underlying issues. There is an old Chinese saying that losing money averts disaster. In this case, the disaster has been averted. I would like to extend my congratulations once again.

3. Do you believe in karma? If so, you can overcome this incident relatively quickly because there is a cause and an effect. Being cheated is the effect, and the cause may be that you owed the cheater money in a previous life. Now that you have repaid in this life, you no longer owe each other anything.

In conclusion, the financial loss incurred as a result of the fraudulent activity amounted to 53,000 yuan.

What you gain is a valuable growth experience in life, namely immunity to being cheated.

Financial loss can prevent adverse outcomes.

Your perspective and expectations will be broadened and enhanced.

Finally, I would like to reiterate that 53,000 yuan is a relatively insignificant amount. There are many individuals who are in a more challenging financial position than you. If you proceed with this course of action, you will not regret it. Always look forward. Shake off the negativity and continue to embrace the opportunities that life presents.

I am confident in your ability to succeed.

Best regards,

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Comments

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Rhea Thomas The seeds of success are sown with the hands of diligence.

I can't imagine how difficult this must be for you. It's absolutely devastating to lose that much money, especially when it's borrowed and not your savings. I hope you know there are people who care about you and resources available to help you through this tough time.

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Kaitlyn Wilson Learning is a tapestry of experiences and insights.

It's important to reach out for support during such a hard time. Talking to friends or family members might help ease the burden. There are also professional counselors who specialize in dealing with financial distress and can offer guidance on how to cope with this situation.

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Scarlett King A good name is rather to be chosen than great riches.

Please don't hesitate to seek professional help. Financial scams are unfortunately common, and there are organizations dedicated to assisting victims. They can provide advice on how to report the scam and possibly recover some of the lost funds. Your life is valuable, and there are ways to get back on track.

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Raul Anderson There's a world of difference between truth and facts. Facts can obscure the truth.

The road ahead may seem dark now, but please try to hold on. Consider contacting the lending platforms to explain what happened; they might have options for deferment or restructuring your loans. Also, reporting the scam to the authorities could prevent others from falling victim to the same scheme.

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Ernest Jackson A man is not idle because he is absorbed in thought. There is a visible labor and there is an invisible labor.

You're not alone in this. Reaching out for help is a sign of strength, not weakness. Support groups can connect you with others who understand what you're going through. Together, you can find the courage to face these challenges and work towards a brighter future.

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