I feel so stupid, believing everything, and I keep getting cheated. What should I do?

I empathize with the questioner's sentiments. In the absence of income and with mounting debt, coupled with her husband's financial obligations, she is keen to contribute to relieving his financial burden. Additionally, she is driven to demonstrate her maturity and value to the family unit.

The questioner's urgent desire to prove himself may prevent him from making an objective assessment of the profitability of the part-time projects he encounters online. It is important to note that individuals with this mentality are precisely the target customers of such projects. These projects often take advantage of the questioner's anxiousness to succeed, employing highly inflammatory promotional copy and methods to involuntarily involve the questioner.

The questioner stated that after years of hard work, she has observed others achieve results. When comparing her own achievements in business and side businesses, she feels unsuccessful and begins to blame herself and feel lost. However, from another perspective, these failures and setbacks have taught the questioner that, at least at this stage in her life, she is not suited to these two things. The reason may be due to a lack of stability, market sensitivity, or talent for numbers. The reason is worth the questioner's own analysis and summary.

It is important to consider the family context. As a wife, you can provide your husband with a supportive environment and emotional stability. As an expectant mother, you have the responsibility of preparing for the arrival of the child, including material, parenting, and spiritual preparations. It is challenging to excel in these two roles simultaneously, and it is even more demanding than navigating the business world.

If I may offer any advice, I believe that at this stage, the most important task is to prioritize the health and well-being of the mother. This entails proper nutrition, exercise, mental health management, and preparation for the physical and emotional demands of motherhood. Additionally, it is crucial for the father to support his partner in this journey. This can be achieved by providing emotional and practical assistance, including discussing the baby at home, sharing in the future planning, and helping to manage stress.

Given the finite nature of our lifetimes, it is crucial to prioritize tasks that align with each stage of life. Currently, the most pivotal objective for the questioner is to adequately prepare for her role as a mother. Financial gain, while important, should not be the primary focus at this juncture. Instead, it is essential to direct our limited resources toward the most critical endeavors, ensuring that we do not miss the crucial window for strengthening our relationships with our spouses and forging a strong bond with our children.

The current employment model is clearly unsustainable. Many people are struggling to cope with the pressures of modern life. It's important to recognise your strengths and limitations. Some people want to become slashies, but they still have a main job that is not perfect.

We have side businesses to compensate for our anxieties because of imperfections. If we want to run a side business, we must be vigilant. This includes identifying many platform, side business, part-time, small program software, and so on. We want to make money, and we will not tolerate others taking advantage of us.

You feel like you'll be cheated if you believe in anything.

You want to help out when you're seven months pregnant and in debt. You want to earn money.

Let me be clear: trying to find an online side business is not a real thing.

You're confused.

➗➗➗➗Guilt

Be on your guard against jobs that require you to pay money right away, especially huge training fees. Don't be gullible. Many industries are saturated by the time you know about them.

Finding a reliable job also requires time and effort.

⛲⛲⛲⛲ Find a job that suits you. ⚙️

⛲⛲⛲⛲ Your own work experience and skill circles

Once you've gained some experience, you'll find yourself forming circles. You'll be able to see where your former colleagues have gone and whether they've found new jobs.

Your colleague may still be willing to share opportunities with you. Go and investigate. Don't say you're stupid. Invest and work sensibly. Don't buy stock at random.

Many industries are also very competitive. Just because you're doing well doesn't mean you will always be doing well. Many brick-and-mortar stores are also closing down, basically driven out of business by rent costs. You need to be careful with online side businesses. It's more reliable to have a physical store.

It doesn't exist as a physical entity, so it may not even be a company or a studio. Some small businesses are still in their infancy. You can still search for reliable part-time software, but the best way is to find a job based on your connections.

Find out what kind of work you are suited to. Pay off your debts slowly, even if you have them. You still have a long life ahead of you. Once you have a baby and become a mother, you will have plenty of time to work while raising your child. The key is to find a reliable job that doesn't require a large investment. Your child will also need help from relatives. I wish you all the best.

What about ZQ?

I can really understand how you feel. You are seven months pregnant and about to welcome your baby into the world, which is a very happy thing! But when you think about your past failures, repeated trial and error, hard work that didn't pay off, and the doubts you've had about your abilities, you feel angry, anxious, and helpless. You see your husband struggling to earn money to pay off the debt, and you want to do something to help, but you keep failing, and your mental state is about to collapse. You feel so guilty, so self-blaming, and so helpless.

I'm ready to make a change! I want to sort out my life and start feeling more confident.

You say that you have "no discernment," and this is a major key factor in your entire life. What is a key factor?

This is the key! The reasons you described are absolutely essential. Focus on the most important aspects of the task, and you'll be amazed at how everything else falls into place!

I used to ask myself this question a lot: Why is it that I work so hard and love to learn, but get so little in return? What is the problem? But then I realized something amazing!

What are the key factors? How can I adjust to make a difference? I'm ready to find out!

I always believe that if I know the answer, I will succeed if I take action! With this belief, I slowly found the answer... and it was worth the wait!

That is the discernment you just mentioned. And it's so exciting because if you want to achieve something, you first need to set a goal. After you know what you want, you can make a plan on how to achieve it and find the right path. Then you can formulate a specific solution, and coming up with a solution is a crucial step to success!

The generation of solutions is the result of previous ideas being in place. And the best part is, you can achieve results! All you need to do is start with the ultimate goal, judge the situation, analyze the situation, coordinate resources, and then truly give the next specific step. The so-called ability to discern includes a wide range of factors: experience, friends, and thinking. Dismantle the goal from multiple dimensions, aspects, and time and space, and try to break down the big goals that are impossible to achieve at the moment into small goals that can be achieved. The accumulation of small goals will not only make you more and more confident, but will also make the big goal a reality and make it possible!

Second, you get to keep learning! You can improve your thinking with knowledge and understand the underlying logic and rules of the game that govern the operation of society as a whole.

And finally, when it comes to investing, I'm an international financial investment advisor with CFA, FRR, and AFP qualifications. I'm excited to share some basic concepts with you that you can use as a reference.

Invest! It's as simple as following these three principles.

Cash is a great tool, but it doesn't generate income. It also loses value over time. If you invest all your money in financial assets, and something major happens—like a family member being hospitalized or the stock market crashes and you want to take advantage of the low prices to buy in—you'll see how important cash is! So, do a great job of asset allocation before investing. Money can't buy happiness, but people can use it to their advantage!

It's so important to invest your money wisely! Many people who are short on cash think that the first thing they should do is spend their money on food, drink, fun, and other forms of enjoyment. But what they're really missing out on is the incredible opportunity to invest their money and watch it grow!

Think like the rich! The rich also spend money, but they allocate 80% or more of their money to investments. This is a great way to ensure that you continue to earn more money for yourself!

Principle 1: [Safety] You should invest your money in a safe place. Unlike the average person, who is most concerned about investment returns, someone who is good at investing will pay more attention to risk. The goose is his principal, and the golden eggs will only come if the principal is safe. Because he was in a hurry, he not only killed the goose, but also lost the golden eggs. Therefore, no matter what kind of investment it is, ensuring the safety of the principal is the top priority, and it cannot be emphasized enough!

Principle 2: [Returns] Money should be able to lay many golden eggs! Look at safety first and then consider returns.

Principle 3: [Fully understand the investment target] Investment should be simple and easy to understand. You should understand your investment target, and don't touch it if you don't understand it. A few years ago, when the price of gold briefly fell, the Chinese "dai mamas" rushed in to buy gold without hesitation, but they have not been able to unwind their positions yet. They actually did not understand the characteristics of gold investment, and just heard rumors that as long as they invested, they would make a profit. In the end, they were just beaten by the market. But that's okay! There's always next time.

Now, let's dive into the world of debt and explore four amazing ways to help people who are in debt!

1. Avoid debt at all costs!

2. Don't ignore inflation — it's a key factor in your financial success!

3. For consumer loans, the person in debt should save half of the money that is not used for living expenses, and use the other half to pay off the debt. This is a great way to ensure that you have a certain amount of savings and will not fall into a situation of debt again, even after you pay off the debt!

4. For all consumption, ask yourself, "Is this really necessary?" Then, divide the items you plan to buy into three categories: necessary, needed, and wanted.

You are the creator of your own life! Past failures are your most valuable asset! You can walk over the same obstacles again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again and again

I just wanted to send you a quick, warm hug. It's great that you're taking the time to voice your questions on this platform. I've got a few thoughts that might help you out:

You're still thinking about making money at seven months pregnant. You're a really motivated young person. Click to like.

It's okay to make a fool of yourself a few times. Youth is all about experimentation. How will you know if you've been fooled if you don't try? What is reflecting-repeatedly-on-the-experiences-15-years-ago-when-i-was-19-career-confusion-7370.html" target="_blank">experience?

The more mistakes you make, the more experience you'll have, and that'll be a valuable asset in your life. Well done! You'll definitely make fewer mistakes in the future.

Kudos on having a supportive husband who's helping you tackle your debt and being understanding while you're expecting. He's a great guy, and I don't see any pressure or blame from him in your story. Be grateful for having a happy family.

I can see that you're blaming yourself and feeling lost because of your setbacks. But remember, everything you've experienced before is just a stage in your life. You can accept all the results of the present—they're no big deal—and start all over again.

It's important to love yourself, your hard-working husband, and your future child. If you let go and are happy, your family will be happy too, and your child will grow up healthy.

You're going to give birth in a few months. While life has its ups and downs, you don't want to keep going back and forth. Take more walks and go for more strolls. Watch less video on your computer and think less. Think more about how to nurture your baby and how to give birth to a happy baby.

I think you're a smart, perceptive person. I believe that reflecting on your failures is a sign of wisdom. Why not take some time to write down your experiences? It will be beneficial for future entrepreneurs and as a warning to future generations.

You've got this! Love yourself more than anything else!

Hello!

Hug you. When you feel tired and weak, stop. Rest. Think. Organize the current information. Think. Judge. Don't try to catch up with the previous goal.

Let's analyze the problem.

Wife: Seven months pregnant, facing financial pressure and debt.

The husband is responsible for the finances and paying off debts.

For a woman about to give birth, this environment is not friendly. She may still need to suffer from the pressure of "economy" and "repayment" for a long time. Watching her husband carry the burden of the family alone and move forward, she must feel guilty and uneasy inside. However, if she does not have previous experience running a reliable independent business, she should not act rashly. Instead, she should be more cautious and discuss the issue with her partner. The person behind the good things is the one driving it. Trust in outsiders needs to be gradually increased through real examples. People who say "it will definitely be fine" all the time represent that there must be a problem behind them. Things are not that easy. It requires consideration of comprehensive factors, including objective risk factors that cannot be measured. Only people or platforms that have passed the most basic tests can be considered for cooperation or investment.

I'm facing a difficult environment and I'm confused. What should I do?

1. First, you must adjust your emotions and return to a normal state of mind.

You need to ask yourself: where does "security" come from? At this time, you really should ask yourself this question first. You need to be able to see the anxiety in your heart.

If you can see your anxiety, you must ask yourself: where does it come from? Is it because of the anxiety caused by changes in the external environment, or is it because you always carry anxiety inside?

We know that wealth can bring a sense of security, but it does not bring absolute security. The real sense of security comes from within, not from external material things. It is understandable to feel turbulent when encountering turbulence in the environment, but you must not panic and take any path will not help you escape danger. On the contrary, it will increase the risk. The more confused and perplexed you are, the more you must maintain a clear consciousness, improve your judgment, steady your mind, and wait for favorable opportunities to truly help you break through the predicament.

2. Don't keep your anxiety to yourself. Talk to your husband about it and face it together.

When you encounter a bad situation or have a negative emotional experience, it's crucial to release your negative emotions promptly. Prolonged suppression and bearing it alone can lead to an inner burden and pressure that can eventually cause a mental breakdown. This is the worst-case scenario. When facing pressure, you have the power to choose what to believe in. Believe in the partner who has always supported and loved you. Give the problem room to be released. Only then can anxiety and negative emotions truly be relieved, and you can return to the present and start again.

You wanted to achieve something, but things went against your wishes. You feel unable to face your husband. You need to know that, whether you admit it or not, the result is that the two of you are canoeing together, sharing all the risks. Be honest when problems arise. Don't "each work hard on their own." Your husband can also give you a timely helping hand to avert danger.

3. You can expand your knowledge and explore yourself by learning to accumulate.

If business is about trading value, then trading offline for online requires more investment, in terms of marketing management and content output. Without the physical inspection, people must improve their judgment to help them choose useful value. There's no easy way to achieve business success. The difficulty of it is a valuable experience that is difficult to summarize without real experience.

It may seem embarrassing to be cheated, but you have the courage to bravely strive for a beautiful dream. Who can laugh at such courage in the face of difficulties? If there is, you have the true ability to consider it. The key point is to learn to summarize your shortcomings, work hard to fill yourself up, enrich your lack of comprehensive factors, find the right opportunities in the process, practice steadily, and slowly improve your abilities. At this time, your mentality will not be eager for quick success and instant benefits. You will not enter the trap set by others again because of anxiety.

You've got this. Stay strong.

Good day. I appreciate the challenges you're facing.

Firstly, I would like to congratulate you on having a supportive husband who is tolerant of you. As you mentioned, your previous business was not profitable and in debt.

My husband is still paying off the debt, but from your words, I don't see any reason for him to complain about you. My husband is a good man who is responsible and tolerant of you. If you meet such a man, you should be happy for yourself! With this achievement, you will already be the envy of others.

Secondly, you are about to become a mother, which is another blessing. At this time, it would be prudent to focus on maintaining your health and preparing your body and mind for the upcoming baby. With regard to the responsibility of supporting the family, it would be advisable to leave this to your loving husband.

Have confidence in his abilities.

Finally, let's discuss your self-assessment. You have rated yourself as lacking in intelligence and gullible. The reason for this is that you have been the victim of fraud on numerous occasions and your business is not currently successful.

It is not accurate to say that you are stupid. Rather, you are engaged in work that does not align with your strengths. Perhaps you did not grow up in a family with a background in business, and you lack familiarity with the project you are currently managing. This could lead to challenges. However, if someone else attempts the same task, they may not necessarily perform better than you.

You learn from your mistakes. Given that experience has shown that you are not suited to the business world, you should either learn to do business or pursue a different career path. In short, your goal should be to earn as much money as possible.

Hello, landlord! I really hope my answer can be of some help to you.

I can totally relate to your situation. I've been there myself. I was cheated out of a lot of money, and it was online. At the time, I was trying to help my husband out, but I made some mistakes along the way that ended up causing him more trouble. So, I get it. I've been there. I went through that confused stage, too. I've had my share of setbacks, but I've learned a lot along the way. I'd love to share some of those experiences and feelings with you in case they help.

It's so important to accept your current situation and take responsibility for your mistakes.

Rebuilding Your Life says: We all have a tendency to get stuck in certain habits, and there are four that can really hold us back. These four habits originate from a preference for blaming others but not being brave enough to take responsibility.

If we take a deep breath and accept responsibility for everything in our lives, we won't blame anyone else.

We can't change what's done is done, but we can change the way we look at it!

It's totally normal to feel guilty and blame yourself for what's happened in the past. It's also normal to resent those who have "cheated" you. But if we want to change and move forward, we have to resolve our resentment. And to do that, we have to eliminate our fear. When we're afraid, it's hard to focus our thoughts. So we have to resolve our fear, take things calmly, and naturally generate the strength to help ourselves.

If we don't change and just think of ourselves as a helpless victim, there's no hope for us. Even if someone wants to help us, there's no way they can. This will only make things worse for us. But if we can accept everything in the past, admit our mistakes, and take responsibility for ourselves, we can wake up at once, change our ways, resolve all fears and resentments, have the right mindset, and then the support from all sides will turn our defeat into victory and help us rise step by step.

2. It's so important to recognize your needs and meet them in a reasonable way.

We all want to make money, and we want to make it fast! Why is that? What's the reason behind this?

This is where self-awareness comes in!

I was really struggling to feel good about myself at the time. I felt like I didn't have much value and that I wasn't good enough. My husband was really supportive, but I felt like I needed to make some money myself to feel better about myself. There are so many online "money-making channels" that prey on the psychology of stay-at-home wives and college students. They first ask you to make a small investment, promising you the moon, and then ask you to keep investing a lot. It's a really clever trick because you never actually make any money, but you've been "cheated" out of a lot of money instead. They see our needs and desires and take advantage of them.

So, after being cheated, I also saw through their tricks. After that, whenever I encountered something that made me send money out, I had to be very cautious and careful. Then, it's really important to see our true needs and satisfy them in a more reasonable way.

Later on, I realized that if you want to realize your own value and earn more money, the first thing you need to do is improve your abilities and make yourself valuable. When you have sufficient abilities, you will naturally be able to tell the difference between "true" and "false," and you will be able to do more and more work. Things that are too good to be true are unrealistic and don't follow the rules.

As Chu Shijian said, when you enter a profession, don't think about making money. Instead, focus on making yourself valuable. When you raise yourself to a higher platform, it'll be easier to make money!

It's so important to remember that the less you do, the less valuable you are. No industry is easy to make money in, but if you put in more effort, you will find that you are the one who benefits. And if you can't make money, you can gain knowledge!

If you can't earn knowledge, try earning experience. If you can't earn experience, try earning insight. If you can earn all of the above, you'll surely earn money. In other words, only value appreciates!

So don't be discouraged. Our life experience is painful, but we must see the "treasure" hidden in this pain. What is it reminding you of? What is it trying to tell you? Is it trying to remind you to see your own inner needs, and is it trying to tell you that you will not realize your own value in this way?

Then, we just have to choose the right path to find our way out. Like me, I later delved into psychology and writing, combining the two to become a psychological author. Now, I use my professional knowledge of psychology to help people in need, and I've already earned back the money I was cheated out of before. This is the treasure hidden in pain, allowing me to better see myself, understand myself better, and make corresponding changes.

3. Let's adjust our thinking, face it positively, and look forward to a better future together!

It's so interesting how our thoughts affect everything around us! No matter where we go or what time it is, our thoughts are always with us. And other people will treat us in a certain way because we have actually attracted that treatment with our own beliefs.

If you find that every time you spend money on something, it's not what it's supposed to be, and they're just trying to get you to buy, it can be really frustrating! It's natural to feel a bit stupid, believing everything, feeling really stupid, not being able to tell the difference. If you still feel that you will be attracted to these people and believe them, then this is your pattern. There are certain thoughts in your mind that attract others to treat you in that way.

When you stop thinking that way, they'll go away. Treat people the way you want to be treated, and you'll no longer attract them.

I'd like to share an example from my own life to illustrate this point. I used to be someone who liked to take advantage of bargains and would spend a lot of time trying to save some money. But I realized that taking advantage of bargains really does cost a lot. For example, when I stood in long lines at the supermarket to buy back a large amount of vegetables, I couldn't always finish them right away. They were cheap when I bought them, but many of them went bad, so they weren't really a bargain. When I snapped up the discounted clothes on Singles' Day, I couldn't always wear them, or I wasn't very happy wearing them, and I basically never wore them again afterwards. When I stocked up on too much cosmetics during the merchant's big sale, I had to throw them away when they expired.

I had an "aha" moment! I realized that I was wasting time doing these things and that I wasn't buying what I really needed. I was buying what the merchant wanted me to buy. So, I adjusted my mindset and now I only buy what I need. No matter how hard the merchant's campaign is, if I don't need that thing, I won't buy it. This way, I save a lot of time and buy things that I need and like. My mood is much better every day!

So, you see, when your thoughts are different, the people you attract and the things you attract will be different too. When I no longer want discounted and cheap things so much, although their activities and promotions continue, I will no longer stock up and buy them. I will only attract the things I want. This is the truth, my friend.

So, adjust your thinking, face the current situation positively, and when we have good expectations for the future, then life will really develop in the direction you expect, really...

You've got this! Best of luck!

Let's try to comfort the OP from afar.

Let's take a look at how the questioner describes the situation.

In the seventh month of pregnancy, there's no income and there are debts. My husband is repaying the debts. The business is not doing well, so I looked for a side business to do, stocked up on a lot of goods, and made some bad investments. I couldn't continue with the implementation, and in the end I got heavily indebted. Now I still have to repay the loan, and I feel very self-blame and guilt, and I am also very confused. In the past month, I have started to think about these problems again, and my mentality is not very good. I don't know what to do to sort it out, but I'm trying!

A quick note to the author of the question:

There's never anything easy in this world, is there? Everyone's success is based on tremendous effort behind the scenes. And everyone's possibilities can only be achieved if they are adequately prepared to reach their so-called goals.

It's so easy to get carried away when success is within reach! We can't always see the other side of the story, and we can't always see the struggles that others face. It's important to be patient and persevere when we're working towards a goal. Everyone has their own challenges, but we can't always see them.

You might need to be patient for a little while, compared to the original poster. Before the baby is born, take a deep breath and think about all the resources you have. You might also want to think about other ways you could develop your resources.

First, get all the things you've accumulated done. Then, you can think about development! After all, the money you've already spent is gone, so you might as well make the most of what you've got.

We can definitely make these things work for us! We might have to make some tough choices along the way, but it's important to cut off the 'rotten flesh' on the body.