Hello!
I'm honored to answer your question, but I didn't understand much of your description. I can only talk about a few parts.
You wrote that you should look at the big picture. Your assets should be greater than your liabilities. Many people owe a lot of money and are being chased by debt collectors. Their liabilities are many times greater than their assets. They are desperate and want to end it all.
This description should be about how you understand your own finances. Looking at the long term can make you focus too much on profit.
This is the debt you mentioned. You can't take it with you when you die, so why talk about debt?
But in life, you need to consume to live. If you can control your spending, you won't get into debt. You'll make money instead.
Second, you wrote that you don't want to pay for living expenses or food. You have 10,000 yuan in assets, but you still have 7,000 yuan in debt. You have 3,000 yuan in savings. Every penny you get is a blessing. Every penny you lose is a result of your actions.
"Here it is written about your savings, only 3,000. You don't want to describe it as remaining after deducting liabilities of 7,000 from assets of 10,000. This shows that you despise the amount of wealth you currently have. What is relevant is need and demand. You need to do something, and you need to pay a certain amount. For example, if you are hungry, you need to eat, and you need to pay for the meal.
Demand means paying more for the same meal. Karma has nothing to do with it.
You wrote that your frequency is linked to this version of you. Parallel universes exist. If there is one of you in this universe, there must be another version of you in another universe. The other version of you is abundant, joyful, healthy, and harmonious. I don't know much about parallel universes. I believe that all the negatives and positives are concentrated in one version. Looking back, happiness has always surrounded you. As time goes by, your needs have increased, and happiness has become less.
Let's talk about the fat cat in "The Adventures of a Fat Cat." He has few needs and is happy.
Advice:
1. Some needs are necessary, while others are not. To measure it, you must understand that happiness comes from contentment.
2. Wealth comes from work, but today, mental work is more valued than physical work.
3. Learn to adjust to life. Adjustment is within your tolerance.
This is just for reference.


Comments
It's important to keep a positive outlook and recognize the value of what you have. While there are debts to address, it's comforting to know that your assets outweigh them. It sounds like you've taken proactive steps by securing various insurances for yourself and your family, which is a wise move for longterm stability. With time, you'll be able to pay off those debts and continue to grow your wealth.
Looking at the bigger picture, it's clear you're doing well compared to many who struggle with overwhelming debt. Your foresight in purchasing insurance for your parents and your family shows your commitment to their wellbeing. It's also great that your parents don't require financial support from you for living expenses. Focus on enjoying the remainder of your holiday, and try to establish a healthier sleep routine. Remember, every challenge is an opportunity for growth.
Reflecting on Mr. Zhou Wenqiang's words, it's empowering to think about the concept of parallel universes and different versions of ourselves. The version of you that's dealing with these challenges now is just one aspect of your existence. Embrace this moment as part of your life's script, and trust that you're capable of overcoming any obstacles. Celebrate the successes you've already achieved, and believe in the abundant, joyful, healthy, and harmonious version of yourself that's out there.